Spring Advisory > Investment Advisory > Comprehensive Financial Planning - Indian Resident

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ARTHA FinPlan

Principal Advisor: Priyadarshini Mulye

SEBI RIA Reg No: INA000011796

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Comprehensive Financial Planning - NRI

Investment Advisory

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Contact details

info@arthafinplan.com

+91 9923411966

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Comprehensive Financial Planning - Indian Resident

Investment Advisory by ARTHA FinPlan

Comprehensive financial planning provides stability, ability to face contingencies, and making your money work for you. It gives a roadmap for your future finances, goal achievements and helps you maintain standard of living throughout your life.

Buy Plan

₹ 18,000/y

Incl. GST

Fee Structure:-

First Year - ₹ 18,000

Second Year onwards - ₹ 9,000/year

Plan includes following elements:-

Risk Profiling: Understanding your ‘Risk Profile’. This measures the level of risk you are able to bear on your investments.

Goal based planning: Helping you to set realistic short/long term goals. Goals can be your dream home purchase, child higher education/marriage, or even a world tour.

Second opinion: Identifying your existing investments, insurance policies. Have a review and give ‘Second Opinion’ on them.

Tax Planning

Insurance Planning: Calculating adequate amount of insurance amount and plan for the same.

Investment Planning: Planning your investments as per your goals, risk profile and investment tenure.

Retirement Planning: Planning for your Retirement.

How we work:-

Making of a comprehensive financial plan has simple yet important elements. We undertake preparation of a financial plan like the following-

1. Introduction: In the opening talk, we Introduce ARTHA FinPlan to you. It’s a brief introduction involving terms and scope of services, fees structure, way of working etc.

2. Initial meeting and discussion: When you find it suitable for your requirements, we prefer to meet you in person. We prefer if you are joined by your spouse for this meeting. This meeting enhances the communication and free discussion on your requirements, queries and doubts if any. We get many qualitative inputs from this meeting which help us to build a more inclusive financial plan for you.

3. Data Sheet and Letter of Agreement: After initial meeting, once you are agreed to take our services, we send “letter of agreement’ to you. This states terms and scope of services in details, type of communication, fee structure, etc. This is to be signed mutually. Along with ‘letter of agreement’, we send a ‘data sheet’ to you. This contains all the quantitative inputs from you. E.g your existing investments, insurance records, goals, income and cash flows, loans taken, etc. This data is kept confidential throughout.

4. Data assessment: Once we receive all qualitative and quantitative inputs from you, then we assess all the data in line with your financial plan.

5. Preparation of a plan: Upon receipt of all the inputs, we start preparing a ‘financial plan’ for you. This is made by considering your risk profile, all quantitative and qualitative data received from you.

6. Presenting a plan to you: Once the plan is made, we present and discuss it with you in a meeting or through a phone/video call. We accept any suggestions given by you and accommodate if and when possible. This leads to a ‘final version of your financial plan’.

7. Implementing a financial plan: Success of a financial plan lies in preparing it and implementing all the advice given under the same. We ask you to implement all the advice and suggestions given to you on time.

8. Review of a plan: Once you implement all the advice given in a plan, its equally important to review a plan as asked by your planner. This makes you aware about the progress of your plan. Changes are made wherever applicable and required.