Credit-Card Pay-off Calculator
Estimate how long it will take to clear your balance—or what payment you need for a target date.
Credit Card Payoff: This calculator helps you plan how to eliminate credit card debt by estimating the time and total interest needed to pay off your balance based on your monthly paymentand interest rate.
By entering your outstanding balance, annual interest rate (APR), and preferredmonthly payment amount, the calculator shows how long it will take to becomedebt-free and how much interest you'll pay over time—empowering you to make smarter repayment decisions.
