Smart Financial Tools
Experience innovative, tailored, and comprehensive financial planning for every stage of your life.
Should I Buy or Rent a Home?
Analyze whether it's more cost-effective to buy a house or continue renting.
Buy a Car vs. Commute Calculator
Compare the costs of owning a car versus using alternative commuting options.
EMI Calculator
Estimate monthly loan payments for car, home, or other loans.
Endowment Calculator
Determine whether to continue your endowment policy or surrender it.
FD vs RD Calculator
Project maturity values and growth for Fixed and Recurring Deposits.
FD-Based Retirement Calculator
Plan your retirement corpus using FD-based projections.
FIRE Calculator
Evaluate if 25× your annual expenses is enough for early retirement.
When Will I Make My First Crore?
Find out how long it takes to accumulate ₹1 crore based on your investments.
Fuel vs. Electric Vehicle Calculator
Compare long-term costs of fuel-based versus electric vehicles.
Hourly Wage Calculator
Convert your annual or monthly salary into an hourly wage.
MBA ROI Calculator
Assess lost earnings during an MBA versus potential salary growth post-MBA.
Mutual Fund vs. NPS Tier I Calculator
Compare market-driven Mutual Funds with government-backed NPS Tier I investments.
CTC vs. In-Hand Salary Calculator
Break down your Cost-to-Company into net monthly take-home pay.
SIP Calculator
Explore potential returns of Systematic Investment Plans over time.
Sukanya Samriddhi Yojana Calculator
Compute maturity amounts and benefits of the SSY savings scheme.
Monthly Budget Planner
Plan your monthly income and expenditures to stay on track with your budget.
Savings Goal Calculator
Set and calculate your target savings goal.
Emergency Fund Calculator
Determine how much you need to save for an emergency fund.
Net Worth Calculator
Calculate your net worth by adding assets and subtracting liabilities.
Side Income Estimator
Estimate additional income from side hustles or freelance work.
Subscription Cost Analyzer
Analyze monthly or annual subscriptions to optimize expenses.
Lump-Sum Investment Calculator
Determine the potential growth of a one-time investment.
Stock Return Calculator
Assess the potential returns on stock investments.
Gold Investment Return Calculator
Evaluate returns on gold investments over time.
Post Office Savings Calculator
Determine returns on post-office savings schemes.
Bonds Yield Calculator
Analyze yield on bonds and fixed-income instruments.
Loan Affordability Calculator
Determine how much loan you can afford based on income.
Debt-to-Income Ratio Calculator
Assess your debt-to-income ratio for better financial planning.
Balance Transfer Savings Calculator
Evaluate savings from balance-transfer offers.
Credit-Card Payoff Calculator
Plan the payoff of your credit-card debt.
Mortgage Refinancing Calculator
Analyze potential savings from mortgage refinancing.
Term-Insurance Needs Calculator
Estimate your term-insurance coverage requirement.
Health-Insurance Premium Estimator
Estimate your health-insurance premium.
Life-Insurance Coverage Calculator
Find out how much life-insurance cover you need.
Retirement Savings Calculator
Estimate savings needed for retirement.
Retirement Goal Calculator
Figure out the corpus required to meet your retirement goals.
Pension Fund Calculator
Assess your pension-fund contributions and growth.
Annuity Calculator
Estimate annuity payouts for retirement planning.
Required Minimum Distribution Calculator
Compute required minimum distributions for your retirement accounts.
Early Retirement Feasibility Calculator
Evaluate the feasibility of early retirement.
Income-Tax Calculator
Estimate your income-tax liability.
Advance-Tax Calculator
Estimate your advance-tax liability for the year based on income and deductions.
Capital-Gains Tax Calculator
Calculate tax on capital gains.
HRA Exemption Calculator
Determine your House Rent Allowance exemption.
Section 80C Tax-Savings Calculator
Plan investments to maximise Section 80C tax benefits.
GST Calculator
Calculate GST on various transactions.
Gratuity Calculator
Estimate gratuity payouts based on tenure and salary.
Provident-Fund Withdrawal Calculator
Calculate expected PF-withdrawal amounts.
Property Appreciation Calculator
Estimate future property appreciation.
Rental Yield Calculator
Calculate the yield on your rental property.
Land Investment Returns Calculator
Evaluate returns on land investments.
Mortgage Interest Savings Calculator
Determine how much you can save on mortgage interest.
Real-Estate EMI-to-Income Ratio Calculator
Assess affordability based on EMI-to-income ratio for property purchases.
Home-Selling Profit Estimator
Calculate potential profits when selling your home.
Home Renovation Budget Estimator
Estimate total home-renovation costs (materials, labour, permits & more).
Child Education Cost Estimator
Estimate the future cost of your child's education.
Private-School Cost Estimator
Estimate tuition, supplies, uniforms & extracurricular costs for private school.
Education vs. Career ROI Calculator
Compare education costs with projected career earnings to assess ROI.
College-Savings Planner
Plan how much to save for college education.
Tuition-Fee Inflation Calculator
Estimate future tuition costs factoring in inflation.
Kid's Allowance Planner
Plan monthly or yearly allowances for your kids.
Big-Purchase Affordability Calculator
Assess affordability for big purchases like cars or bikes.
Charity & Donation Tax-Savings Calculator
Calculate tax savings through charitable donations.
EMI vs. One-Time Purchase Cost Analyzer
Compare EMI vs paying the full amount at once.
Festival & Gift Budget Planner
Plan your budget for festivals and gifts throughout the year.
Personal-Luxury Purchase Affordability Calculator
Evaluate the affordability of luxury purchases.
Home-Office Setup Cost Estimator
Plan your budget for setting up a home office.
Lifestyle Inflation Calculator
Calculate the impact of lifestyle inflation on your finances.
Gym Membership ROI Calculator
Evaluate your gym membership value based on usage and fitness goals.
Vacation Budget Planner
Plan and estimate your total vacation expenses with ease.
Currency Exchange-Rate Converter
Convert currencies using live exchange rates.
Financial X-Ray
Get a detailed overview of your financial health.
Inflation Impact Calculator
Calculate the impact of inflation on your savings.
Freelancer Income-Tax Estimator
Estimate income tax for freelancers.
Passive Income Projection Tool
Project potential passive income over time.
Wealth Distribution Planner
Plan how to distribute wealth among asset classes.
Digital-Nomad Budget Planner
Plan and budget for a digital-nomad lifestyle.
Second-Hand Car Valuation Calculator
Estimate the value of a second-hand car.
Our Mission & Vision
Spring Money believes in making expert financial advice accessible. Our core values drive us to deliver simple, transparent, and effective financial planning.
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