Required Minimum Distribution (RMD) Calculator
Find out how much you must withdraw from your retirement corpus each year.
What is an RMD? A Required Minimum Distribution is the minimum amount you’re mandated to withdraw each year from tax-deferred retirement accounts (like a traditional IRA or 401(k)) once you reach the statutory starting age. It’s calculated by dividing last year’s account balance by a life-expectancy divisor from the IRS Uniform Lifetime Table. Skipping your RMD can result in hefty penalties, so plan these withdrawals carefully.
